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Why does my U.S. background check include so many legal documents?

Common questions about the legal notices and documents you'll see during your U.S. background check.

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Why am I seeing so many legal documents?

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Background checks in the United States are governed by federal and state laws, mainly the Fair Credit Reporting Act (FCRA). These laws require us to give you specific disclosures and a summary of your rights before you consent to a check.

Different states and cities add their own requirements on top, so we share the full set of documents to make sure every candidate receives all the notices required for their location.

The document set is refreshed annually in Q2, with interim updates if there's a material change in the law.

Do all of these documents apply to me?

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Not necessarily. Every U.S. candidate needs to review and acknowledge a core set of federal documents, but many of the others are specific to certain states or cities.

These documents apply to all U.S. candidates:

  • Consumer Report Disclosure
  • Disclosure Regarding "Investigative Consumer Report"
  • Information on your right to request a copy of your report
  • A Summary of Your Rights Under the Fair Credit Reporting Act
  • Acknowledgement and Authorization for your report

The rest cover state and city laws. You don't need to act on any state-specific notice that doesn't apply to where you live or work.

Why can't you only show the documents relevant to my location?

We currently present the full set to every candidate to make sure we meet all legal requirements across the country. We're working on an update that will surface only the documents relevant to your location. Until that's live, expect to see the full pack.