Why does my U.S. background check include so many legal documents?

Why am I seeing so many legal documents?

Background checks in the United States are governed by federal and state laws, mainly the Fair Credit Reporting Act (FCRA). These laws require us to provide specific disclosures and a summary of your rights before you give consent to process your background check.

Depending on where you live or work, additional state or local notices may also be required. To ensure we meet all legal requirements, we provide the full set of disclosure documents during the consent process. 

Do all of these documents apply to me?

Not necessarily.

Every U.S. candidate must review and acknowledge a core set of federal disclosure documents, including:

• Consumer Report Disclosure
• Disclosure Regarding an Investigative Consumer Report
• Information about your right to request a copy of your report
• A Summary of Your Rights Under the Fair Credit Reporting Act (FCRA)
• Acknowledgement and Authorization for your background check

You may also see additional notices that apply to specific states or cities. These are included to help us meet legal requirements, but you do not need to determine which ones apply to you. Simply review the documents presented as part of your consent process.

Why can't you only show the documents relevant to my location?

At the moment, we provide the full set of disclosure documents to all U.S. candidates. This helps ensure we meet federal, state, and local legal requirements.

We're working to improve this experience so that, in the future, you'll only see the documents that are relevant to your location.